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Janet Conroy Kratz has over 25 years of experience in the financial services industry. Prior to founding her investment consultation practice, Kratz was a fully registered broker with Kidder, Peabody & Company. Her introduction into the industry was with Connecticut General Life Insurance Company where she implemented employee benefit plan programs. Janet Conroy Kratz has sat on both sides of the desk, understanding complex investment products and how they are sold. Today she uses that knowledge and experience, providing clients with sound investment advice that is consistent with their specific needs and objectives.